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Legal Disclaimer

This website, is owned and operated by Marinka Peschmann. (“Marinka Peschmann,” or “I”).

This Disclaimer, these Terms, along with Copyright & Content Policy, Disclaimer-Comment Policy, DMCA & Take Downs, Affiliates, and Privacy Policy, governs your access to and use of, including any content, functionality, and services offered on or through (the “Website”), whether as a guest or a registered user.

Please read the Disclaimer carefully before you start to use the Website. By using the Website or by clicking to accept or agree to the Terms of Use when this option is made available to you, you accept and agree to be bound and abide by the Disclaimer. If you do not want to agree to the Privacy Policy, you must not access or use the Website.​


Any information or materials that you may view, listen to or download from are provided to you for general, informational, and educational purposes only, and in accordance with fair use laws.


The information contained on this Website and the resources available for download through this website is not intended as, and shall not be understood or construed as, professional advice. The information contained on this Website is not a substitute for advice from a licensed professional in your area who is aware of the facts and circumstances of your individual situation.

I have done my best to ensure that the information provided on this Website and the resources available for download are accurate and provide valuable information. Regardless of anything to the contrary, nothing available on or through this Website should be understood as a recommendation that you should not consult with a professional to address your particular information. Marinka Peschmann expressly recommends that you seek advice from a licensed professional in your area.

Marinka Peschmann shall not be held liable or responsible for any errors or omissions on this website or for any damage you may suffer as a result of failing to seek competent advice from a licensed professional who is familiar with your situation.


Your use of this Website – including implementation of any suggestions set out in this Website and/or use of any resources available on this Website – does not create a professional-client relationship between you and Marinka Peschmann.

Marinka Peschmann cannot accept you as a client unless and until we determine that there is a fit and until various requirements, such as fee arrangements, are resolved. Thus, you recognize and agree that we have not created any professional-client relationship by the use of this Website.

I am not providing you with legal advice of any kind. I am not a lawyer, thus nothing on this website may be construed as legal advice.


By using this Website, you accept personal responsibility for the results of your actions. You agree to take full responsibility for any harm or damage you suffer as a result of the use, or non-use, of the information available on this Website or the resources available for download from this Website. You agree to use judgment and conduct due diligence before taking any action or implementing any plan, ideas, solutions, or policy suggested or recommended on this Website.


You agree that Marinka Peschmann has not made any guarantees about the results of taking any action, whether recommended on this Website or not. You recognize that your ultimate success or failure will be the result of your own efforts, your particular situation, and innumerable other circumstances beyond Marinka Peschmann’s control and/or knowledge.


This World Wide Web Site is a public resource of general information that is intended, but not promised or guaranteed, to be correct, complete, and up-to-date. I have taken reasonable steps to ensure that the information and open-source legal resources are accurate, and up to date. You agree to conduct due diligence to verify any information obtained from this Website and/or resources available on it before taking any action. You may use the information and open-source resources at your own risk. 

If you are dissatisfied with any portion of the website, or with any of the terms, your sole and exclusive remedy is to discontinue and stop visiting the website.

If you need professional advice of any kind, you should always seek advice from a licensed professional in your area.

i.e, Canadian Bar Association

American Bar Association and so on …


Marinka Peschmann welcomes your questions or comments regarding the Disclaimer and terms:


This disclaimer may be updated from time to time to meet the changing times we are in.